Bihar Student Credit Card Scheme: How to apply, Benefits, Eligibility, Documents

Bihar Student Credit Card Scheme : There are many students in India who are high in studies but due to poor financial condition they are unable to continue their studies, due to which their dream of making a good future by studying somewhere in the middle remains unfulfilled,

so understanding this, the Bihar government has taken a very great step. The Bihar government has launched a very great scheme for the students of Bihar. The name of the scheme is Bihar Student Credit Card Scheme. The biggest advantage of this scheme is going to be that if a student applies for it, then he will be provided a loan of up to four lakh rupees.

The special thing about the scheme from the government is that you can easily apply for it, you will not have to face many problems, whereas if you go to take an education loan from a bank, then you will have to face a lot of trouble, but it will end due to this scheme of the government.

What is the Bihar Student Credit Card Scheme 8

Didi, you must have a lot of questions about Bihar Student Credit Card Scheme, below we are going to provide you the answer to all your questions one by one. The scheme was launched on 2 October 2016. The scheme was launched by the Chief Minister of Bihar Nitish Kumar ji.

Under the scheme, the government provides loan to the students to study further for 12th pass students. With the help of this loan, you can easily increase your college fees, buy your favorite books and also buy a laptop. What is Bihar Student Credit Card Scheme.

Bihar Student Credit Card Scheme overview

Post nameBihar Student Credit Card Scheme: How to apply, Benefits, Eligibility, Documents
Scheme Bihar Student Credit card scheme
Launched byBihar Government
Loan amount 4 lakh
Interested rate4 %
Who can apply All Bihar Student
Class pass12th
How to apply Read this Article
Bihar Student credit card Scheme

Objective of Bihar Student Credit Card Scheme

Whenever the government launches a scheme, it launches it after a lot of thought. This time the government has taken steps to eliminate the problems. You will not have to leave your studies in the middle and the students will easily make their bright future by studying well. The benefit of the scheme will be given to special and naturally weak families. Due to the scheme, the children of economically weak families will be able to get good education for their children.

Benefits of Bihar Student Credit Card Scheme

If you are thinking of applying for the Bihar Student Credit Card Scheme, then you should know about the benefits of this scheme so that you do not have to face any kind of problem. Under the scheme, you can easily apply and get a loan of ₹ 400000. Due to the scheme, any student of 12th can easily get benefits.

Due to the scheme, students from financially weak families will also be able to move forward. With the help of the scheme, students can be admitted to their favourite college and buy their favourite books. If you take a loan of ₹ 400000 from the government, then you will be given a good loan at a very low-interest rate. You will have to pay interest at the rate of only 4%, that is, you will have to pay a loan of only 16000 rupees on 4 lakhs within a year.

If we talk about the time period of repaying the loan, then the government gives you a very long time to repay the loan, you can easily repay the loan slowly for 15 years without any problem.

Eligibility required to avail the benefits of Bihar Student Credit Card Scheme

If you are thinking of applying under this scheme and taking advantage, then you should know what eligibility has been set by the government for this, the benefit of this scheme will be given only to the native of Bihar state, if you are not a native of Bihar, you will not get the benefit of the scheme. The age of the student applying under this scheme should not be more than 25 years.

The student should get at least 60% marks in class 12th. The benefit of the scheme will be given to this girl student who is enrolled from a higher institution.

Documents required for Bihar Student Credit Card Scheme

If you want to get the benefit by applying under Bihar Student Credit Card Scheme, then you should know what documents you will need to apply for Karishma.

  • Aadhar card of the applying student
  • PAN card of the applying student
  • Domicile certificate of the applying student
  • Income certificate of the applying student
  • PAN card of the applying student
  • Domicile certificate of the applying student
  • Income certificate of the applying student
  • 10thmark sheet of the applying student
  • 12th class mark sheet of the applying student
  • Current mobile number of the applying student
  • Passport size photo of the applying student
  • Bank account statement of the applying student.
  • Certificate of receiving education from the higher education institution of the applying student.

How to apply for Bihar Student Credit Card Scheme

To apply for this scheme, you have to follow the process given below, after which you can easily apply for it.

  • To apply, first, you have to reach the official website. On the official website, the home page will appear in front of you.
  • On the home page, you have to click on the option of New Application Register.
  • On clicking, the registration form will open in front of you. You have to fill in all the necessary information asked in this registration form.
  • Here, you have to fill in the necessary information and then register yourself. After registering, click on the button,
  • and then a link with the name of the scheme will appear in front of you. You have to enter all the information.
  • And then finally you have to pay the fee and click on the submit button, in this way, you can easily apply for the scheme.

Summary

Before reading this article, you must have had many questions about the scheme, after reading the article you will have got the answer to all your important questions, we hope that the wish with which you came to read this article,

that and wish and your need will be fulfilled and now you will not have any question about it, if you still have any other question about it, then you can take advice from us about this without any problem.

Faq about Bihar Student credit card scheme

How to apply for Bihar Student Free Credit Card Scheme

To apply for this please read the article

Who will get the benefit of Bihar Student Credit Card Scheme?

Please read the article to know about it

How much loan will be available under Bihar Student Credit Card?

Under that you will be given a loan of ₹ 400000.

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